Disclosures

*Membership and account eligibility requirements must be met, including opening and maintaining a $5.00 Main Share Membership Savings Account. Offers eligible only for individual accounts for account holders age 18 or over. Other account types such as business, estate, trust, guardian, rep payee, etc. are not eligible to participate. Offers subject to end without notice. Cannot be combined with any other offers. Other terms, limits and fees may apply, speak to a MyUSA Associate for details.

 Annual Percentage Yield (APY) for eligible accounts will be standard published rates at time of account opening and are subject to change after account opening. APY, minimum balance to obtain APY, and monthly fees vary per account, see a MyUSA Associate for details. Any fees could reduce earnings on the account. MyUSA Credit Card limits and Annual Percentage Rates (APRs) on eligible loans will be the standard published rate and may vary depending upon each individual’s credit history, terms chosen and underwriting factors. Loans will be approved up to current loan limits under normal underwriting conditions. Offer valid on credit card, auto, motorcycle, boat and RV loans only. Offer excludes business, personal and mortgage loans and any other loan not listed above. Offer valid only on new loans to MyUSA and cannot be used to refinance an existing MyUSA loan.

New-to-MyUSA members are eligible to receive bonus rewards up to $575 for the following actions: 1) $50 for opening a MyUSA Checking Account; 2) $50 for setup of direct deposit to Checking Account of at least $100; 3) $75 for opening a new MyUSA Credit Card; 4) $325 for opening a new loan or refinance of a non-MyUSA auto loan, motorcycle, boat, or RV loan (personal loans & home loans excluded); 5) $75 for referring a friend for MyUSA membership. Existing MyUSA members are eligible to receive bonus rewards up to $475 for the following actions: 1) $75 for opening a new MyUSA Credit Card; 2) $325 for opening a new loan or refinance of a non-MyUSA auto loan, motorcycle, boat, or RV loan (personal loans & home loans excluded); 3) $75 for referring a friend for MyUSA membership.

All bonuses will be deposited into member’s Main Share Account within 45 days of qualifying action. Limit one payment per member account, per bonus offer. MyUSA reserves the right to reclaim bonus payments if accounts are closed prior to 90 days after account opening or prior to 180 days after loan funding, which may include a delay of lien release until bonus dollars are collected by MyUSA. Bonus is considered taxable income, and recipient is responsible for reporting the amount to the IRS. Direct deposits include items such as a recurring electronic direct deposit of a paycheck, retirement payments, or social security deposits. Account conversions, personal transfers or deposits made at a branch/online/ATM do not qualify. For Refer a Friend, referred party must open and maintain a $5 Main Share Account and open a checking account with direct deposit of at least $100 OR a loan product (excludes credit card). Referred party cannot be primary owner on any existing MyUSA accounts, closed an account within the past 90 days, or been paid a promotional reward in the past 12 months. Limit one payment per Main Share.

**Balance transfer fee applies: $15.00 or 3.00% of the amount of each balance transfer, whichever is greater.